QUICK COMPARISON

Dealer Driven Payments vs. Competitors

The Clear Choice for Automotive Retailers Who Want Control, Transparency, and Profit.
The Future of Payments Is Dealer-First.

Tired of being taxed by your payments provider under the guise of “compliance” or “convenience”? Dealer-Driven Payments was built from the ground up to serve the dealership—not the bank. See how we compare to the most widely used competitor in the automotive space.

Dealer Driven payments

Surcharge Customization

Full control over fees, thresholds, card types, departmental inclusion

Built for Automotive

Yes – purpose-built specifically for dealership operations

Reporting & Transparency

Real-time, dealer-facing insights

Chargeback Protection

Dealership-first policies and in-house (USA) support

Ownership of Merchant Account

Yes – your account, your terms

Pricing Model

Flat, transparent pricing; clean statements, no hidden fees

Onboarding Speed

Go live in 7 days after approval

Customer Support

Dedicated US Based team with dealership specific expertise

Revenue Impact

Designed to reduce cost and add margin; “dealer comes first”

Program Fees

$20 on average per month– no junk fees here

Competitors

Surcharge Customization

Limited customization, fixed thresholds

Built for Automotive

No – generalized platform built for all industries

Reporting & Transparency

Basic reporting, not built specifically with dealers’ needs in mind

Chargeback Protection

Basic chargeback assistance

Ownership of Merchant Account

Merchant stuck in pre-set terms and contracts

Pricing Model

Confusing statements, inflated pricing, hidden fees

Onboarding Speed

Wait 30-60 days to go live

Customer Support

Support team who does not specialize in or understand automotive

Revenue Impact

Designed to protect their revenue; “dollar comes first”

Program Fees

$500 on average per month

What dealers are saying

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We left our old processor and saved thousands per month, plus we finally understand what we’re being charged for.

GM, Midwest Auto Group

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Dealer-Driven Payments gave us back control. No more buried fees or vague rules.

Dealer Principal, Florida

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We switched for the flat-rate transparency, but the dedicated support and chargeback protection are what truly keep our dealership running smoothly.

Dealer Principal, Arkansas 

Why Dealer-Driven Beats the Status Quo?

Transparency

No more guessing what you’re paying for. Our dashboard breaks it all down—by RO, department, or pay type.

FLEXIBILITY

Whether you want to surcharge credit cards, set thresholds, or exclude service promos—we make it possible.

Accountability

We don’t just process payments—we partner with your finance and operations team to keep margins protected.

No Bank Bias

We don’t resell the same white-labeled solutions as everyone else. We built our platform for one customer: the dealer.

Built for Profit. Not Percentage Points.

Every swipe, every fee, and every report should work in your favor—not someone else’s margin. Dealer-Driven Payments was created to stop revenue leakage and put money back where it belongs—on your P&L.

Ready to Compare in Real Dollars?

We’ll run a no-cost, no-obligation audit of your current payment processing fees—and show you the difference line by line.